Private Student Loans

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The Pioneer Bank Smart Option Student Loan^® by Sallie Mae^® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits:

• New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
• Borrow up to 100% of school certified education costs (minimum $1,000)
• Multiple in-school repayment options available
• Borrower benefits available – like rewards and interest rate reductions
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
• Fast Online Application. Our easy-to-complete application takes about 15 minutes. It’s quick and easy.
• 24/7 online account management
• No prepayment penalty

*We are compensated for the referral of Smart Option Student Loan customers.