Private Student Loans
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
The Pioneer Bank Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
The Smart Option Student Loan features and benefits:
- New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
- Borrow up to 100% of school certified education costs (minimum $1,000)
- Multiple in-school repayment options available
- Borrower benefits available – like rewards and interest rate reductions
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- Fast Online Application. Our easy-to-complete application takes about 15 minutes. It’s quick and easy.
- 24/7 online account management
- No prepayment penalty
*We are compensated for the referral of Smart Option Student Loan customers.